You do understand that beyond EOC each level you earn a smaller and increasingly smaller amount of gold ? we are forced to continually hunt for next to NO gold ...rendering spending the large stam bank NOT profitable ...
Also, players having 'large stamina banks' is not limited exclusively to EOC and is not even relevant to this discussion. You can't possibly think it is a good idea to have game mechanics that are designed to negate character upgrades? That is just pure nonsense.
I'm really tired of seeing players complain that higher levelled players have this and/or have that. You don't automatically get these things, we weren't 'born' with these upgrades. Each and every one was either earned through hard work in-game or paid for with (just as hard worked for) real money.
"Lets make it so the game negates their upgrade, that's how we foster morale and make people want to make their characters better!" - Does this make sense to anyone?