pKone

There are already 780 replies to this thread, so this suggestion may be lost. Or it may already have been suggested and buried, so I apologize if this is a repeat.

New Skill: Savvy Prospector (name is totally negotiable! )

Level: Unknown, the Cows are better for this sort of thing

Effect: In general the point of this buff is to give a %chance of a %amount of gold from a successful PvM attack to go straight to their bank.  For example 0.05% per point chance that 0.1% of gold from a successful attack (after guild tax) goes straight to the players bank. So, at lvl 175, that is 8.75% chance per kill that 17.5% of the gold won (after guild tax) goes to his bank rather than on his person.  

I think this can be a balanced skill.  The Cows will know how to spread the percentages per point so that it isn't OP and it opens the door to some major potion buffs!  Also this in NO WAY INCREASES THE TOTAL AMOUNT OF GOLD IN THE GAME   Sorry, that was all caps, because no one wants to flood the gold market any more  It is a security buff for those who want to stock gold. 

I don't think this will hurt PvP theft, especially when I suggest the following:

New Skill: Crafty Cutpurse!

Level: Same as above

Effect:  You guessed it!  the same kind of buff as above, but for gold stolen in PvP!  X% chance of X% gold stolen goes straight into your bank  So that's security for PvM and security for PvP.  And if done properly, not OP for either

Hope these ideas don't suck! 

Cheers,

pK