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I would like to see an increased chance of gear dropping specific to talent trees you have points invested in.
for example, if you have talent points invested in ranger and assassin, there is a higher chance of medium armor gear dropping or bows/fist weapons/throwing blades
In the example of the group the spread of talent points would be considered before weighting towards a type of gear.
if there was say a mage and an assassin, the game would see the talent points allocated and weight fine or medium armor above heavy armor.