2)in the real world, banks are not risk free, as we have seen, while in fs, it presumably is, so thats a reason to say you dont deserve interest, since its an 100% safe place to keep it from being stolen or lost
Interest for Gold in Bank
#21
fs_phyrstormz
Posted 01 June 2009 - 15:15
2)in the real world, banks are not risk free, as we have seen, while in fs, it presumably is, so thats a reason to say you dont deserve interest, since its an 100% safe place to keep it from being stolen or lost
#22
fs_talsarnau
Posted 01 June 2009 - 17:26
#23
fs_demorgoth
Posted 01 June 2009 - 17:51
A normal bank gives interest for your gold...
If we're equating it to the real world, then you have a very valid point.
Of course, since we're equating it to the real world, income should also be taxed heavily. Reduce gold income by 30-50% for everyone (scaled so the more you earn, the more you pay) and then give them a 3% interest on saved gold. This is of course a government tax rather than a guild tax, so you can't take it back to use like you can with the guild bank. Interest of course would also have to be taxed too.
#24
fs_phyrstormz
Posted 01 June 2009 - 18:19
A normal bank gives interest for your gold...
If we're equating it to the real world, then you have a very valid point.
Of course, since we're equating it to the real world, income should also be taxed heavily. Reduce gold income by 30-50% for everyone (scaled so the more you earn, the more you pay) and then give them a 3% interest on saved gold. This is of course a government tax rather than a guild tax, so you can't take it back to use like you can with the guild bank. Interest of course would also have to be taxed too.
in the real world, the bank takes you money, lends it to other people at a profit, and the interest you get is from their profit
being that fs banks dont lend out your gold, its rather irrelevant anyway
#25
Posted 01 June 2009 - 20:57
At 1% interest I'd make 1,116,611 gold in the first day...at current FSP cost I'd get like, 8 Free FSP. The top gold person would get over 30,000,000 gold. Do you really want that? Really? No, no you don't.
Well said.
Did you know that there are likely over 2000 rouge black holes in our galaxy alone. Each of them can reach very high speeds, even in space terms, are each capable of destroying anything in their path, and are invisible. Well, goodnight!
#26
fs_dikkedwerg
Posted 01 June 2009 - 21:01
A normal bank gives interest for your gold...
If we're equating it to the real world, then you have a very valid point.
Of course, since we're equating it to the real world, income should also be taxed heavily. Reduce gold income by 30-50% for everyone (scaled so the more you earn, the more you pay) and then give them a 3% interest on saved gold. This is of course a government tax rather than a guild tax, so you can't take it back to use like you can with the guild bank. Interest of course would also have to be taxed too.
in the real world, the bank takes you money, lends it to other people at a profit, and the interest you get is from their profit
being that fs banks dont lend out your gold, its rather irrelevant anyway
#27
fs_deepcreek
Posted 01 June 2009 - 21:59
yes becous more gold ingame more for them to mug away.
PVPers say:
no because they want to pay less for a FSP so they dont have to run arrount with that much money.
im pvper so voted nice idea
#28
fs_deepcreek
Posted 01 June 2009 - 22:00
At 1% interest I'd make 1,116,611 gold in the first day...at current FSP cost I'd get like, 8 Free FSP. The top gold person would get over 30,000,000 gold. Do you really want that? Really? No, no you don't.
ok true
#29
fs_dikkedwerg
Posted 01 June 2009 - 22:13
all pvpers say:
yes becous more gold ingame more for them to mug away.
PVPers say:
no because they want to pay less for a FSP so they dont have to run arrount with that much money.
im pvper so voted nice idea
uhm...you can't steal gold in someone's bank...
#30
Posted 02 June 2009 - 10:08
#31
Posted 02 June 2009 - 13:07
With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.
I knew he was going to say that
Just one old lady's opinion

~Love, Penny
Have you hugged your Quango lately?
#32
Posted 02 June 2009 - 13:28
With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.
I knew he was going to say that
I'm happy he did. No more Gold needed, maybe a bigger form of FSP. like transforming 10 fsp + 100k gold + 1 item-that-is-found-way-too-much-these-days = 1 Uber-FSP. a green marble. I dont know.
That's probably one of those things "that will never happen" too, though.
Just one old lady's opinion

~Love, Penny
Have you hugged your Quango lately?
#33
fs_deadlystrk
Posted 02 June 2009 - 16:59
With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.
why looking? there are some simple yet very efficient suggestions in the forum..
#34
Posted 02 June 2009 - 17:14
With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.
I highly doubt it Grim, but when and if you decide you want gold sunk, there are great ideas in Suggestions that no one is looking on HCS behalf..
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