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Interest for Gold in Bank


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Poll: Yes we should recieve interest for the Gold in our banks and in Guild bank (42 member(s) have cast votes)

Yes we should recieve interest for the Gold in our banks and in Guild bank

  1. yes recieve interest only for gold in Guild bank (4 votes [7.84%])

    Percentage of vote: 7.84%

  2. yes recieve interest for gold only in our personal Banks (9 votes [17.65%])

    Percentage of vote: 17.65%

  3. No this is a bad idea (38 votes [74.51%])

    Percentage of vote: 74.51%

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#21 fs_phyrstormz

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Posted 01 June 2009 - 15:15

1) to much gold as it is, although having gold in the guild bank have interest is not a bad idea, i dont see it happening

2)in the real world, banks are not risk free, as we have seen, while in fs, it presumably is, so thats a reason to say you dont deserve interest, since its an 100% safe place to keep it from being stolen or lost :)

#22 fs_talsarnau

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Posted 01 June 2009 - 17:26

I don't use a bank, just a well hidden, strongly reinforced and deviously trapped chest in which I stash my gold when no one is looking. The guild gold is, of course, in the treasure room at the centre of our well fortified, mountain stronghold. The gold sits there in a big pretty pile, but it isn't going to magically replicate itself... maybe elves would try messing about with magic like that, but a dwarf knows the true value of hard earned gold mined from the heart of the world or taken from the body of a defeated enemy. Banks might give interest but they are all run by goblins and I don't trust those treacherous, little, green-skinned buggers.

#23 fs_demorgoth

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Posted 01 June 2009 - 17:51

A normal bank gives interest for your gold...


If we're equating it to the real world, then you have a very valid point.

Of course, since we're equating it to the real world, income should also be taxed heavily. Reduce gold income by 30-50% for everyone (scaled so the more you earn, the more you pay) and then give them a 3% interest on saved gold. This is of course a government tax rather than a guild tax, so you can't take it back to use like you can with the guild bank. Interest of course would also have to be taxed too.

#24 fs_phyrstormz

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Posted 01 June 2009 - 18:19

A normal bank gives interest for your gold...


If we're equating it to the real world, then you have a very valid point.

Of course, since we're equating it to the real world, income should also be taxed heavily. Reduce gold income by 30-50% for everyone (scaled so the more you earn, the more you pay) and then give them a 3% interest on saved gold. This is of course a government tax rather than a guild tax, so you can't take it back to use like you can with the guild bank. Interest of course would also have to be taxed too.


in the real world, the bank takes you money, lends it to other people at a profit, and the interest you get is from their profit

being that fs banks dont lend out your gold, its rather irrelevant anyway :P

#25 DarthViper

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Posted 01 June 2009 - 20:57

At 1% interest I'd make 1,116,611 gold in the first day...at current FSP cost I'd get like, 8 Free FSP. The top gold person would get over 30,000,000 gold. Do you really want that? Really? No, no you don't.


Well said.

Did you know that there are likely over 2000 rouge black holes in our galaxy alone. Each of them can reach very high speeds, even in space terms, are each capable of destroying anything in their path, and are invisible. Well, goodnight!


#26 fs_dikkedwerg

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Posted 01 June 2009 - 21:01

A normal bank gives interest for your gold...


If we're equating it to the real world, then you have a very valid point.

Of course, since we're equating it to the real world, income should also be taxed heavily. Reduce gold income by 30-50% for everyone (scaled so the more you earn, the more you pay) and then give them a 3% interest on saved gold. This is of course a government tax rather than a guild tax, so you can't take it back to use like you can with the guild bank. Interest of course would also have to be taxed too.


in the real world, the bank takes you money, lends it to other people at a profit, and the interest you get is from their profit

being that fs banks dont lend out your gold, its rather irrelevant anyway :P


:lol: :lol: :lol:

#27 fs_deepcreek

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Posted 01 June 2009 - 21:59

all pvpers say:

yes becous more gold ingame more for them to mug away.

PVPers say:

no because they want to pay less for a FSP so they dont have to run arrount with that much money.

im pvper so voted nice idea :)

#28 fs_deepcreek

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Posted 01 June 2009 - 22:00

At 1% interest I'd make 1,116,611 gold in the first day...at current FSP cost I'd get like, 8 Free FSP. The top gold person would get over 30,000,000 gold. Do you really want that? Really? No, no you don't.


ok true

#29 fs_dikkedwerg

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Posted 01 June 2009 - 22:13

all pvpers say:

yes becous more gold ingame more for them to mug away.

PVPers say:

no because they want to pay less for a FSP so they dont have to run arrount with that much money.

im pvper so voted nice idea :)


uhm...you can't steal gold in someone's bank...

#30 BigGrim

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Posted 02 June 2009 - 10:08

With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.

#31 BadPenny

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Posted 02 June 2009 - 13:07

With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.



I knew he was going to say that :)

Just one old lady's opinion

 

 

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#32 BadPenny

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Posted 02 June 2009 - 13:28

With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.



I knew he was going to say that :)


I'm happy he did. No more Gold needed, maybe a bigger form of FSP. like transforming 10 fsp + 100k gold + 1 item-that-is-found-way-too-much-these-days = 1 Uber-FSP. a green marble. I dont know.


That's probably one of those things "that will never happen" too, though.

Just one old lady's opinion

 

 

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#33 fs_deadlystrk

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Posted 02 June 2009 - 16:59

With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.


why looking? there are some simple yet very efficient suggestions in the forum..

#34 MaximusGR

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Posted 02 June 2009 - 17:14

With us looking for more Gold sinks, we are not gonna pump more Gold into the World. Sorry. Not happening.


I highly doubt it Grim, but when and if you decide you want gold sunk, there are great ideas in Suggestions that no one is looking on HCS behalf..


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