What is to stop entire guilds to use one player for their gold bank? If opted out, they cannot be hit - hence ppl can hide their gold here, and just let the opted out player run around with billions without anyone being able to do anything about it (legitimate cheating).
Legitimate cheating? I think not. How is it cheating to protect what is yours? When I was low level I used to send my gold to a well protected high level guildy to prevent theft during hunts. This just gives players *another* method to protect their gold from those who would steal it. There is already a way to do this (convert to fsp as you make it) - if someone is too lazy to do that (as you are aware certain unscrupulous players already lighten other players pockets on a regular basis
IMHO the cows have done a pretty good job on this - they even reduced the effect of Gloat by 60%. They are never going to be able to please everyone but I think this is a pretty good shot at trying to sort out the joke that the PvP ladder had become.
Note to all those saying the opt out is only a good IF it is prohibitively expensive:
'Upgrades/Use Points' - Scroll to bottom of screen... costs are there surprisingly enough!
The ONLY thing I would tweak on this update is the forced exclusion from PvP - 2 weeks is NOT enough imho. I would prefer to see 6-12. That said, at least it IS an attempt to discourage use of multiple accounts to abuse the system and prevent legitimate players form profiting from their own efforts.
All in all a good job methinks. However, as always, time will tell. I hope it does work - the PvP system has been broken for too long.

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