Here's an example that you may want to consider.
In this example, I would like to hunt at 17:00 FST and this hunt I will not be using Sacrifice. So I go about my business, hunting and slaying some creatures, breaking down items and gaining gold and then I am finished. My gold count when the hunt is finished is approximately 5.5 million and the time is about 17:45. Using your argument, my resets would have been reset about 17 hours ago at midnight so I would be able to deposit this sum of cash into the guild bank (where I do my deposits)... but wait, all that cash isn't gone, I still have a huge amount of gold. And my reset doesn't reset for another 7 hours! I might get hit in a PvP attack and lose it all!
Now, using my argument, I could set my reset time for 18:00 FST, do my hunt starting at 17:00 FST and finish before the hour is up, then be able to deposit the first set of deposits and then once the clock hits 18:00, I will be able to do another round of deposits. Granted there is still a small window between then and the reset so there is a possibility that I will get hit, but there is less of a chance since the time is a fraction of what it would have been had it reset at midnight.
As you can see, there are times where you want/have to deposit right after the reset.
Gomez.
I understand your point fully, and I do support the option - but the real question is: How long would it take to implement your spin on my idea?
How about this, then? Depending on the amount of time it takes to code this new addition, my idea could be implemented first as a quick fix and yours could be implemented later - though, even though I can see the possible benefit to your idea, you would only be able to do that once every two days (but, of course, you don't hunt every single day like I do due to max stam gain and 1850 or so max stam without epics/relic).
Your idea could benefit higher level players by being able to use two quick sets of bank deposits (doesn't affect composing all too much, but you could do two quick batches as well as deposit if you timed it well) which I can most definitely see the advantage. The problem is, would HCS want to add this feature, and how long would it take?
My proposition for this new idea if it's to be added (as I actually do like it): Have the bank deposits and composing instant finishes reset at midnight by default and add an option in your preferences to change the time for both bank deposit resets and composing instant finish resets - two separate options. That way, less information is stored on the HCS servers (hopefully) by having everyone default to 00:00 ST.
I'm going to add a new poll to this discussion thread, please vote on that one, too everyone! (I think you have to delete your votes and revote? I'm new to the forums so I don't know! :x)
Edited by Makubrex, 25 May 2014 - 14:53.